Conjugate Saldar in Spanish: All Tense, Chart, Practice Test

spanish conjugation of saldar
Understanding the nuances of verb conjugation is an integral aspect of mastering any language, and Spanish is no exception. With its rich array of verbal forms and tenses, grasping the correct conjugation patterns can pose a challenge to learners. Specifically, the verb “saldar,” which means to settle or pay off (as in debts), is an essential verb that finds its place in various contexts, ranging from everyday conversations to formal writing. This article aims to guide readers through the process of how to conjugate “saldar” in Spanish, offering insights into its various forms across different tenses.

Conjugating Spanish verbs correctly is crucial for clear communication, as it helps to indicate the time of action as well as the subject performing it. For verbs like “saldar,” which follow regular conjugation patterns, understanding the root and how it changes with different subjects and tenses is key. By providing a comprehensive overview, this article will equip learners with the knowledge needed to use “saldar” confidently in their spoken and written Spanish.

Moreover, the importance of mastering verb conjugation, particularly for verbs such as “saldar,” extends beyond grammatical accuracy. It also enriches one’s ability to express actions and ideas more precisely. Whether you are a beginner or looking to polish your Spanish language skills, learning how to conjugate “saldar” in Spanish is a valuable step in enhancing your linguistic competence. This guide is designed to be an accessible resource for all, breaking down the conjugation process into easy-to-understand segments.

Saldar Conjugation Chart in Spanish

Personal Pronoun	Presente	Pretérito	Imperfecto	Futuro	Condicional	Presente Subjuntivo	Imperfecto Subjuntivo	Imperativo
Yo	saldo	saldé	saldaba	saldaré	saldaría	salde	saldara o saldase	salda
Tú	saldas	saldaste	saldabas	saldarás	saldarías	saldes	saldaras o saldases	salda
Él/Ella/Usted	salda	saldó	saldaba	saldará	saldaría	salde	saldara o saldase	salde
Nosotros	saldamos	saldamos	saldábamos	saldaremos	saldaríamos	saldemos	saldáramos o saldásemos	saldemos
Vosotros	saldáis	saldasteis	saldabais	saldaréis	saldaríais	saldéis	saldarais o saldaseis	saldad
Ellos/Ellas/Ustedes	saldan	saldaron	saldaban	saldarán	saldarían	salden	saldaran o saldasen	salden

Saldar Conjugation Present Tense – Presente

Pronoun	Conjugation	Example Sentence	English Meaning
yo	saldo	Yo saldo mis deudas a fin de mes.	I settle my debts at the end of the month.
tú	saldas	Tú saldas tus cuentas sin retraso.	You settle your accounts without delay.
él/ella/usted	salda	Ella salda sus compromisos financieros.	She settles her financial commitments.
nosotros/nosotras	saldamos	Nosotros saldamos nuestras diferencias.	We settle our differences.
vosotros/vosotras	saldáis	Vosotros saldáis vuestras deudas pronto.	You all settle your debts soon.
ellos/ellas/ustedes	saldan	Ellos saldan el préstamo del coche este año.	They settle the car loan this year.

Saldar Conjugation Present Perfect Tense – Pretérito Perfecto Conjugation Chart

Pronoun	Conjugation	Example Sentence	English Meaning
Yo	he saldado	Yo he saldado todas mis deudas este año.	I have settled all my debts this year.
Tú	has saldado	¿Ya has saldado tu cuenta con el restaurante?	Have you settled your account with the restaurant?
Él/Ella	ha saldado	Él ha saldado sus diferencias con el equipo.	He has settled his differences with the team.
Nosotros/as	hemos saldado	Nosotros hemos saldado la hipoteca.	We have settled the mortgage.
Vosotros/as	habéis saldado	Vosotros habéis saldado vuestras deudas a tiempo.	You have settled your debts on time.
Ellos/Ellas	han saldado	Ellas han saldado sus cuentas pendientes.	They have settled their outstanding accounts.

Saldar Conjugation Simple Paste Tense – Pretérito Indefinido

Here’s Saldar conjugation preterite indefinido:

Pronoun	Conjugation	Example Sentence	English Meaning
yo	saldé	Yo saldé todas mis deudas el año pasado.	I settled all my debts last year.
tú	saldaste	Tú saldaste la cuenta antes de irte.	You settled the bill before leaving.
él/ella/usted	saldó	Él saldó su cuenta pendiente con el banco.	He settled his pending account with the bank.
nosotros/nosotras	saldamos	Nosotros saldamos nuestras diferencias.	We settled our differences.
vosotros/vosotras	saldasteis	Vosotros saldasteis vuestra hipoteca muy rápido.	You all settled your mortgage very quickly.
ellos/ellas/ustedes	saldaron	Ellos saldaron sus deudas mutuamente.	They settled their debts mutually.

Saldar Imperfect Conjugation – Pretérito Imperfecto

Pronoun	Conjugation	Example Sentence	English Meaning
tú	salda	Salda tus deudas.	Settle your debts.
usted	salde	Salde sus deudas, por favor.	Please, settle your debts.
nosotros/nosotras	saldemos	Saldemos nuestras deudas.	Let’s settle our debts.
vosotros/vosotras	saldad	Saldad vuestras deudas.	Settle your debts. (plural)
ustedes	salden	Salden sus deudas, por favor.	Please, settle your debts. (plural)

Saldar Conjugation Pluperfect/Past Perfect Tense – Pretérito Pluscuamperfecto

Pronoun	Conjugation	Example Sentence	English Meaning
yo	había saldado	Yo ya había saldado mis deudas.	I had already settled my debts.
tú	habías saldado	¿Tú habías saldado tus cuentas antes de mudarte?	Had you settled your accounts before moving?
él/ella/usted	había saldado	Él ya había saldado su hipoteca cuando vendió la casa.	He had already settled his mortgage when he sold the house.
nosotros/nosotras	habíamos saldado	Nosotros ya habíamos saldado nuestras diferencias.	We had already settled our differences.
vosotros/vosotras	habíais saldado	¿Vosotros habíais saldado vuestras deudas con aquel viejo amigo?	Had you settled your debts with that old friend?
ellos/ellas/ustedes	habían saldado	Ellos ya habían saldado todas sus deudas del negocio.	They had already settled all their business debts.

Saldar Conjugation Simple Future Tense – Futuro Simple

Pronoun	Conjugation	Example Sentence	English Meaning
yo	saldaré	Yo saldaré mis deudas el próximo año.	I will settle my debts next year.
tú	saldarás	Tú saldarás la cuenta mañana.	You will settle the account tomorrow.
él/ella/usted	saldará	Él saldará sus diferencias con su hermano.	He will settle his differences with his brother.
nosotros/nosotras	saldaremos	Nosotros saldaremos nuestras obligaciones pronto.	We will settle our obligations soon.
vosotros/vosotras	saldaréis	Vosotros saldaréis vuestras dudas con el experimento.	You will settle your doubts with the experiment.
ellos/ellas/ustedes	saldarán	Ellos saldarán la hipoteca en cinco años.	They will settle the mortgage in five years.

Saldar Spanish Conjugation Future Perfect Tense – Futuro Perfecto

Pronoun	Conjugation	Example Sentence	English Meaning
yo	habré saldado	Para diciembre, yo habré saldado todas mis deudas.	By December, I will have settled all my debts.
tú	habrás saldado	Para el próximo mes, tú habrás saldado tu cuenta del teléfono.	By next month, you will have settled your phone bill.
él/ella/usted	habrá saldado	Para fin de año, él habrá saldado su préstamo estudiantil.	By the end of the year, he will have settled his student loan.
nosotros/nosotras	habremos saldado	Para la reunión familiar, nosotros habremos saldado nuestras diferencias.	By the family reunion, we will have settled our differences.
vosotros/vosotras	habréis saldado	Antes de la boda, vosotros habréis saldado todos los preparativos.	Before the wedding, you will have settled all the preparations.
ellos/ellas/ustedes	habrán saldado	En unos años, ellos habrán saldado su hipoteca.	In a few years, they will have settled their mortgage.

Saldar Conjugation Simple Conditional Tense – Condicional Simple

Pronoun	Conjugation	Example Sentence	English Meaning
yo	saldaría	Yo saldaría mis deudas si ganara la lotería.	I would settle my debts if I won the lottery.
tú	saldarías	¿Tú saldarías tus cuentas antes de irte?	Would you settle your accounts before leaving?
él/ella	saldaría	Él saldaría sus diferencias con un apretón de manos.	He would settle his differences with a handshake.
nosotros/nosotras	saldaríamos	Nosotros saldaríamos nuestra hipoteca con ese dinero.	We would pay off our mortgage with that money.
vosotros/vosotras	saldaríais	Vosotros saldaríais vuestros préstamos estudiantiles en menos tiempo.	You would pay off your student loans in less time.
ellos/ellas	saldarían	Ellos saldarían sus compromisos sin pensarlo dos veces.	They would settle their commitments without thinking twice.

Conjugate Saldar in Spanish: Conditional Perfect Tense – Condicional Compuesto

Pronoun	Conjugation	Example Sentence	English Meaning
Yo	habría saldado	Yo habría saldado mis deudas si hubiera tenido dinero.	I would have settled my debts if I had had money.
Tú	habrías saldado	Tú habrías saldado la cuenta antes de irte, ¿verdad?	You would have settled the bill before leaving, right?
Él	habría saldado	Él habría saldado sus diferencias de no ser por su orgullo.	He would have settled his differences if not for his pride.
Ella	habría saldado	Ella habría saldado sus cuentas pendientes con ese dinero.	She would have settled her outstanding accounts with that money.
Nosotros/as	habríamos saldado	Nosotros habríamos saldado nuestra deuda si nos hubieran pagado a tiempo.	We would have settled our debt if they had paid us on time.
Vosotros/as	habríais saldado	Vosotros habríais saldado todas vuestras deudas con el premio.	You all would have settled all your debts with the prize.
Ellos/as	habrían saldado	Ellos habrían saldado el préstamo con los ingresos del negocio.	They would have settled the loan with the business’s income.

Saldar Conjugation Imperative Tense – Imperativo

Pronoun	Conjugation	Example Sentence	English Meaning
tú	salda	Salda tus deudas.	Settle your debts.
usted	salde	Salde sus deudas, por favor.	Please, settle your debts.
nosotros/nosotras	saldemos	Saldemos nuestras deudas.	Let’s settle our debts.
vosotros/vosotras	saldad	Saldad vuestras deudas.	Settle your debts. (plural)
ustedes	salden	Salden sus deudas, por favor.	Please, settle your debts. (plural)

Saldar Subjunctive Conjugation

Saldar Subjunctive Conjugation Present Tense – Subjuntivo Presente

Pronoun	Conjugation	Example Sentence	English Meaning
yo	salde	Espero que yo salde mis deudas antes de julio.	I hope I settle my debts before July.
tú	saldes	Es importante que tú saldes tus cuentas a tiempo.	It’s important that you settle your accounts on time.
él/ella/usted	salde	Necesito que él salde sus diferencias conmigo.	I need him to settle his differences with me.
nosotros/nosotras	saldemos	Deseo que nosotros saldemos nuestras deudas pronto.	I wish we settle our debts soon.
vosotros/vosotras	saldéis	Quiero que vosotros saldéis vuestras deudas este mes.	I want you to settle your debts this month.
ellos/ellas/ustedes	salden	Es crucial que ellos salden sus obligaciones financieras.	It’s crucial that they settle their financial obligations.

Saldar Conjugation Present Perfect Subjunctive – Subjuntivo Pretérito Perfecto

Pronoun	Conjugation	Example Sentence	English Meaning
yo	haya saldado	Espero que yo haya saldado todas mis deudas este año.	I hope that I have settled all my debts this year.
tú	hayas saldado	Ojalá que tú hayas saldado tus diferencias con Pablo.	I hope that you have settled your differences with Pablo.
él/ella/usted	haya saldado	Es bueno que él haya saldado sus cuentas pendientes.	It’s good that he has settled his outstanding accounts.
nosotros/as	hayamos saldado	Deseo que nosotros hayamos saldado nuestras deudas antes de junio.	I wish that we have settled our debts before June.
vosotros/as	hayáis saldado	Espero que vosotros hayáis saldado vuestras dudas.	I hope that you all have settled your doubts.
ellos/ellas/ustedes	hayan saldado	Es importante que ellos hayan saldado ese tema.	It’s important that they have settled that issue.

Saldar Conjugation Imperfect Subjunctive – Subjuntivo Pretérito Imperfecto

Pronoun	Conjugation	Example Sentence	English Meaning
yo	saldara	Si yo saldara mis deudas, podría viajar tranquilo.	If I settled my debts, I could travel with ease.
tú	saldaras	Si tú saldaras lo que me debes, estaríamos a mano.	If you settled what you owe me, we would be even.
él/ella/usted	saldara	Esperaba que él saldara sus cuentas antes de irse.	I hoped he would settle his accounts before leaving.
nosotros/as	saldáramos	Si nosotros saldáramos nuestras diferencias, podríamos cooperar mejor.	If we settled our differences, we could cooperate better.
vosotros/as	saldarais	Si vosotros saldarais vuestras deudas, seríais libres de preocupaciones.	If you guys settled your debts, you would be worry-free.
ellos/ellas/ustedes	saldaran	Ojalá que ellos saldaran todos sus préstamos antes del vencimiento.	I wish they would settle all their loans before the due date.

Saldar Pluperfect Subjunctive Conjugation – Subjuntivo Pretérito Pluscuamperfecto

Pronoun	Conjugation	Example Sentence	English Meaning
yo	hubiera saldado	Si yo hubiera saldado mis deudas, estaría tranquilo.	If I had settled my debts, I would be at peace.
tú	hubieras saldado	Si tú hubieras saldado la cuenta, no estaríamos aquí.	If you had settled the bill, we wouldn’t be here.
él/ella/usted	hubiera saldado	Si él hubiera saldado sus diferencias, todo sería diferente.	If he had settled his differences, everything would be different.
nosotros/nosotras	hubiéramos saldado	Si nosotros hubiéramos saldado ese asunto, no habría problemas ahora.	If we had settled that matter, there would be no problems now.
vosotros/vosotras	hubierais saldado	Si vosotros hubierais saldado vuestras deudas a tiempo, nada de esto habría pasado.	If you all had settled your debts on time, none of this would have happened.
ellos/ellas/ustedes	hubieran saldado	Si ellos hubieran saldado el préstamo, estarían libres de deudas.	If they had settled the loan, they would be debt-free.

Saldar Conjugation Future Subjunctive – Subjuntivo Futuro

Pronoun	Conjugation	Example Sentence	English Meaning
yo	saldare	Cuando yo saldare mis deudas, saldré de fiesta.	When I settle my debts, I will go out to party.
tú	saldares	Si tú saldares tus cuentas, podremos viajar.	If you settle your accounts, we can travel.
él/ella/usted	saldare	Si él saldare sus diferencias, habrá paz.	If he settles his differences, there will be peace.
nosotros/as	saldáremos	Cuando nosotros saldáremos la deuda, celebraremos.	When we settle the debt, we will celebrate.
vosotros/as	saldareis	Si vosotros saldareis vuestras obligaciones pronto, evitaréis problemas.	If you all settle your obligations soon, you will avoid problems.
ellos/ellas/ustedes	saldaren	Cuando ellos saldaren sus compromisos, mejorarán las cosas.	When they settle their commitments, things will improve.

Practice Test For Conjugating Saldar in Spanish

1. Yo ___ la deuda el año pasado.

A) saldé
B) saldaste
C) saldamos
D) saldaron

Tú ___ tus cuentas regularmente.

A) saldas
B) saldáis
C) saldó
D) saldan
Él ___ sus obligaciones financieras a tiempo.

A) salda
B) saldaste
C) saldaremos
D) saldó
Nosotros ___ nuestra hipoteca antes de lo previsto.

A) saldo
B) saldamos
C) saldan
D) saldé
Vosotros ___ vuestras deudas con el banco.

A) saldáis
B) salda
C) saldaron
D) saldamos
Ellos ___ todos sus préstamos el año entrante.

A) saldarán
B) saldaremos
C) saldé
D) salda
Yo no ___ mis cuentas pendientes este mes.

A) saldo
B) saldas
C) saldé
D) saldaré
¿Tú ya ___ lo que debías al club?

A) saldaste
B) saldarás
C) saldando
D) saldas
¿Cuándo ___ ellos esa vieja disputa?

A) saldaron
B) saldan
C) saldarán
D) saldan
Nosotros ___ la situación de manera efectiva.

A) saldamos
B) saldaremos
C) saldando
D) salda
Si él ___ sus cuentas, evitará problemas.

A) salda
B) saldase
C) saldsse
D) saldaría
Cuando tú ___ tus deudas, serás libre.

A) saldas
B) salda
C) saldaras
D) saldarás
Si nosotros ___ nuestras diferencias, podremos avanzar.

A) saldamos
B) saldásemos
C) saldáremos
D) saldasemos
Antes de que él ___ sus deudas, debe ahorrar.

A) salda
B) salde
C) saldase
D) saldará
Espero que vosotros ___ vuestras obligaciones pronto.

A) saldáis
B) saldéis
C) saldan
D) saldaren
Ojalá que ellos ___ el conflicto antes del juicio.

A) salden
B) saldan
C) saldaron
D) saldarían
Yo ___ mis dudas con ese acuerdo.

A) saldaba
B) saldé
C) saldaré
D) saldaba
Tú siempre ___ tus responsabilidades con integridad.

A) saldabas
B) saldaste
C) saldas
D) saldás
Ella nunca ___ sus promesas.

A) salda
B) saldó
C) saldaba
D) saldará
Nosotros no ___ ese tema en la reunión.

A) saldábamos
B) saldamos
C) saldamos
D) saldaremos

Answers:
1. A) saldé
2. A) saldas
3. D) saldó
4. B) saldamos
5. A) saldáis
6. A) saldarán
7. D) saldaré
8. A) saldaste
9. A) saldaron
10. A) saldamos
11. D) saldaría
12. D) saldarás
13. C) saldáremos
14. B) salde
15. B) saldéis
16. A) salden
17. B) saldé
18. A) saldabas
19. C) saldaba
20. B) saldamos

This definitive guide on how to conjugate saldar in Spanish is designed for learners at all levels. Whether you’re a beginner eager to master the basics or an advanced learner polishing your grammar, this article is tailored to cover every angle of saldar conjugation. With a meticulous approach, we’ve distilled key insights into the most searched-for aspects of conjugating ‘saldar,’ ensuring that no stone is left unturned.

In this comprehensive exploration, we delve into the saldar conjugation present, where you’ll discover how to correctly use saldar in the present tense, laying the foundation for expressing current actions and states. We then transition into the past with saldar preterite and saldar conjugation preterite, guiding you through the nuances of recounting completed actions. For those intricate narratives, saldar preterite conjugation will sharpen your storytelling, ensuring you convey past events with accuracy.

Venturing into the subjunctive mood, our guide on saldar subjunctive illuminates how to express desires, doubts, and hypotheticals with saldar, adding depth to your conversations and writings. And for those looking to master every tense, our sections on saldar conditional, saldar imperative, and saldar infinitive usage will refine your command of Spanish, enabling you to navigate future possibilities, give commands, and utilize saldar in its most versatile form.

By weaving through these phrases, our article stands as a beacon for learners and educators alike, promising a well-rounded mastery of saldar. So, whether you’re drafting an email, engaging in conversation, or penning a narrative, let this guide be your trusted companion in conquering the conjugation of “saldar” across all its forms.

Final Words
In summary, the article on how to “conjugate saldar in Spanish” provides an essential guide for learners aiming to master the nuances of verb conjugation in Spanish. This verb, which means to settle or pay off, is pivotal for expressing actions related to resolving financial matters or clearing debts. Mastering its conjugation across different tenses and moods is crucial for those looking to achieve fluency in Spanish and communicate effectively in a range of contexts.

The detailed explanation offered in the article helps break down the complexities of Spanish verb conjugation, making it more accessible to learners of all levels. Understanding how to properly conjugate “saldar” enhances one’s ability to convey precise meanings and engage in more sophisticated dialogues about financial transactions and responsibilities. This, in turn, broadens the learner’s linguistic capabilities, allowing for richer expressions of thoughts and ideas in Spanish.

Ultimately, learning to conjugate “saldar” in Spanish is more than just memorizing verb forms; it’s about grasping the language’s rhythm and becoming adept at navigating its grammatical structures. The article serves as a valuable resource for this journey, equipping learners with the knowledge needed to confidently use “saldar” in its various forms. Armed with this understanding, students can look forward to engaging in more meaningful conversations and building stronger connections with Spanish speakers.